Moolah

Track

Plan

Insights

Categories & Rules

D

Demo User

local

Buy me a coffee

Demo mode

Changes are local only and reset on refresh.

Moolah

Dashboard Transactions

Accounts & Net Worth

Which card to swipe, category by category.

Accounts Card Rewards

Best card by category

Ranked by cash value, with points converted at each card's cents per point.

CategoryBest cardRunner-up

Dining
Freedom Flex5%Q4 · rotating
Runner-up:Sapphire Card · 3%
Groceries
Freedom Flex5%Q4 · rotating
Runner-up:Double Cash · 2%
Gas
Sapphire Card3%
Runner-up:Double Cash · 2%
EV charging
Sapphire Card3%
Runner-up:Double Cash · 2%
Travel
Double Cash2%
Runner-up:Sapphire Card · 2%
Transit
Double Cash2%
Runner-up:Freedom Flex · 1%
Streaming
Sapphire Card3%
Runner-up:Double Cash · 2%
Drugstores
Freedom Flex3%
Runner-up:Double Cash · 2%
Online shopping
Double Cash2%
Runner-up:Freedom Flex · 1%
Warehouse clubs
Double Cash2%
Runner-up:Freedom Flex · 1%
Home improvement
Double Cash2%
Runner-up:Freedom Flex · 1%
Entertainment
Double Cash2%
Runner-up:Freedom Flex · 1%
Utilities
Double Cash2%
Runner-up:Freedom Flex · 1%
Everything else
Double Cash2%
Runner-up:Freedom Flex · 1%

Your cards

Double Cash

Citi ThankYou · 2% on everything else

from catalog · verified Sep 2026

Freedom Flex

Chase Ultimate Rewards · 1% on everything else

from catalog · verified Sep 2026

Dining 3%Drugstores 3%

Q4 rotating 5%: Groceries, Dining

Activated

Q4 rotating cap$600 / $1,500

Spent this quarter, from your card statement.

Sapphire Card

Chase Ultimate Rewards · 1¢ per point · 1x on everything else

from catalog · verified Sep 2026

Dining 3xStreaming 3xGas 3xEV charging 3xTravel 2x